2018 is here and with it comes the hopes and dreams of the new year. For many, this may mean a new job, for others it may mean expanding their family and for others, it may mean moving into the final phases of their life, retirement. No matter what the situation, healthcare looms large in most Americans lives.
For many, they believe they healthcare because they have health insurance. I am sorry to say, this is the farthest thing from the truth there is. Health insurance is a mechanism for the doctor or hospital to get paid, nothing more, nothing less. An example is a person with diabetes, high cholesterol and high blood pressure who has a $5000 or $10000 deductible health insurance policy. Yes, they have health insurance but don't go see their physician to manage their chronic illnesses because they can't afford the out of pocket costs for their office visits, medication or lab charges. This is where Direct Primary Care can help. We remove the barriers for you to see your physician since you pay a monthly fee, usually less than your cell phone bill, to get your primary care.
Face it, you are paying out of pocket until you hit your deductible so whether you pay a DPC physician a monthly fee or if you pay for each office visit, it is your money. The difference is, you will pay $175 to $200 for the office visit plus $3-600 for screening labs for one visit. In contrast, at $75 per month (45-64 yrs) plus less than $30 a month for labs, you can see your DPC provider as often as needed and still spend less money out of pocket.
If you have questions about direct primary care, how it can benefit you as an individual or as a small business owner, please stop by our office or give me a call.Read More